Occurs when the debit/check card being used is not tied to a Savings Account. Table 1 Reason Codes (Continued) Reason Code Description. Many believe that if a transaction was rejected, the reason is that the card is dead. Gateway Approval Code-5002. Merchant has requested First Data not process credit cards with this BIN. There are a range of reasons that this may happen: a decline from the payment processor, the payment gateway, or (most commonly) the issuing bank. Match Failed. CC. Reason Codes 208 Card-Not-Present Transaction ... 210 Card has reached the credit limit or the transaction exceeds the approved limit. CREDIT CARD RESPONSE CODES The information that is in this article is very important for understanding carding as a way to overcome the system of protection against illegal payments. U: Issuer has not certified for CVV2 or Issuer has not provided Visa with the CVV2 encryption Keys. This response can also be returned in a Card Not Present environment if the cardholder tries to provide a valid expiration date, but the Issuer knows it has expired (indicates potential fraud). R. 740. Zero Amount. N:-5002:brand not supported-12000: The merchant has the service entry Card Code Mandatory, but sent a MOTO/ECI transaction without card code value. avs response codes Address Verification Service (AVS) is a service provided by the payment brands that determines the match or partial match of the consumer's address information. Card Verification Data (CVD) codes are the three or four-digit codes on the back of the payment card that are used to further authenticate the consumer during a card-not-present transaction. Amount sent was zero, unreadable, over ceiling limit, or exceeds maximum allowable amount. We are talking about checking CC CVV Fullz by checker and Credit card response codes. Credit card declines occur when the payment transaction cannot be processed. Amount not accepted by network. The table below explains the card verification value (CVV) response codes that you might receive when you are carrying out a CVV check or verifying a card. Authorization Response Code. The information that is in this article is very important for understanding carding as a way to overcome the system of protection against illegal payments. 55: WRONG PIN. Fix. Unable to validate the debit. R. 202. Fix. CVV code. 54: EXPIRED CARD—Card is expired. The merchant does not have a service entry for the card brand that has been used in the transaction request. (This response is provided by the card issuer.) Description. Associated with the declined payment is a failure code and reason provided to the merchant. X: No CVV2 information is available: U: The issuer has not certified or has not provided the encryption keys to the interchange: P: Response Code Description. Understanding Card Failure Codes. Credit card response reason code description/usage table. Wait for a response from CyberSource. Many believe that if a transaction was rejected, the reason is that the card is dead. Fix. DB. NO SAVE ACCOUNT. Cust. We are talking about checking CC CVV Fullz by checker and Credit card response codes. BIN Block. ... Bad check digit, length or other credit card problem. CVV2 Response Codes; Code: Definition: M: CVV2 Match: N: CVV2 No match: P: Not Processed: S: Issuer indicates that CVV2 data should be present on the card, but the merchant has indicated that the CVV2 data is not present on the card. D. 610. Bad Amount; Non-Numeric Amount. R. 203. Request a different card or other form of payment.